October 29, 2026 | Hartford Marriott Downtown, Hartford, CT
Insuring The Future
Rewriting Risk in an Era of Uncertainty
What is Insuring the Future?
Connecticut Insurance & Financial Services (CT IFS) and the Connecticut Insurance Department (CID) are co-hosting the third annual Insuring the Future summit. Insuring the Future convenes insurance executives, regulators, and thought leaders as the industry addresses artificial intelligence, affordability pressures, evolving health trends, and other emerging global challenges reshaping the risk landscape.
Hosted in Hartford, Connecticut, the Insurance Capital of the World, this annual summit provides insider access to forward-looking risk mitigation strategies, responsible innovation, and collaborative regulatory approaches that are defining the future of insurance.
This year’s program expands the conversation around today’s landscape of uncertainty, exploring how the insurance industry is responding to an increasingly interconnected set of challenges, including artificial intelligence, cybersecurity, shifting health trends, market volatility, and evolving consumer expectations.
Who Should Attend?
Insurance professionals
Regulators
Government officials
Industry stakeholders working at the forefront of climate risk, innovation, and community resilience.
What Topics are we Exploring?
As risks continue to converge and accelerate, insurers and regulators are adapting in real time. Stay tuned for more information on our panels and featured speakers!
AI in Insurance: Risk vs Reward
As artificial intelligence reshapes the insurance industry, how can innovation advance while maintaining trust and accountability? This panel explores the balance between innovation and regulation, including cybersecurity, privacy, data protection, and emerging technology risks alongside transparency and the evolving regulatory landscape. Panelists will discuss how AI can strengthen underwriting, cyber resilience, and climate mitigation, and whether growing consumer use of AI shifts the risk landscape. This discussion also examines the ethical implications of AI and its impact on consumers, community, and the environment.
Affordability and Availability: Building Trust in a Changing Risk Landscape
As climate risks rise, strengthening resilience is the key to keeping insurance both accessible and affordable to businesses and municipalities. This session spotlights innovative coverage models, reinsurance strategies, mitigation credits, and the growing role of captives, along with Connecticut’s partnership with First Street to expand public access to climate risk data. Panelists will explore how smarter mitigation, better information, and public private collaboration can stabilize markets, lower losses, and build long-term consumer trust.
Healthy, Wealthy, and Wise: Adapting to Evolving Consumer Needs
Climate, public health, environmental, and financial trends are reshaping how risk is understood and managed, with prevention playing a growing role in long-term affordability and product development. As people live longer, how can insurers and regulators support healthier outcomes, financial well-being, and more secure life and retirement planning while keeping coverage accessible and affordable? This panel will take a closer look at the role of wellness programs, data, innovative products and cross-sector collaboration in meeting the changing needs of today's consumers.
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