Insuring The Future: Climate & Risk Within The Insurance Industry
Title Sponsor:
2025 Agenda
Doors Open
9:30 a.m.
Opening
Remarks
10:00 a.m.
Conor Geary, Emcee
Commissioner Andrew Mais, Connecticut Insurance Department
Lt. Governor Susan Bysiewicz
Susan Winkler, Connecticut Insurance and Financial Services
Poornima Varadhan, Client Partner, Cognizant
Keynote
Fireside Chat: Exploring Investments for Sustainable, Resilient Communities
This conversation will explore the "how" of building climate-resilient communities. How to do it and how to pay for it. Experts from across sectors will share strategies for channeling investments into sustainability, equity, and decarbonization, with a focus on supporting low-income and climate-impacted neighborhoods. this discussion will spotlight real-world examples of where money is moving, who’s moving it, and what it takes to build community resilience from the ground up.
10:25 a.m.
YOUR SPEAKERS
-
David Erickson is head of Community Development and Economic Education at the Federal Reserve Bank of New York. He has convened thousands of experts to be speakers at conferences and authors in a series of books on how community development finance can work with other social investors to create more opportunities in low-income communities. Key to this strategy is to create new alliances with those who previously did not work with the community and economic development sectors, including: health, climate resiliency, household financial wellbeing, art and artists, faith communities, and others. Throughout, he has focused on how quasi-markets can be tools to create better social outcomes—the subject of his first book, Housing Policy Revolution: Networks and Neighborhoods. Erickson is also the author of The Fifth Freedom: Guaranteeing an Opportunity-rich Childhood for All. And he co-edited the “What Works” book series: Investing in What Works for America's Communities: Essays on People, Place, and Purpose (2012); What Counts: Harnessing Data for America's Communities (2014); What It's Worth: Strengthening the Financial Futures of Families, Communities and the Nation (2015); What Matters: Investing in Results to Build Strong, Vibrant Communities (2017); and What’s Possible: Investing Now for Prosperous, Sustainable Neighborhoods (2024). Erickson has a PhD in history from the University of California, Berkeley and a BA from Dartmouth College.
-
Dr. Sarah B. Kapnick is the Global Head of Climate Advisory at J.P. Morgan. In this role, she advises the bank's clients on climate, energy, biodiversity and sustainability topics. Responsible for overseeing the Firm’s climate thought leadership strategy, Dr. Kapnick leverages extensive technical and scientific expertise to drive content strategy and advise clients at the intersection of finance, climate science, commerce and national security.
Prior to her current role, she served as Chief Scientist at the National Oceanic and Atmospheric Administration (NOAA), appointed by the President, responsible for guiding the programmatic focus of NOAA’s science and technology priorities. In this capacity, Dr. Kapnick oversaw the development of critical scientific strategies for emerging topics such as climate intervention, greenhouse gas monitoring, marine biodiversity, climate macroeconomics, and climate security.
Dr. Kapnick engaged with Congress on legislation, education, and budget priorities, and served as an advisor to the Department of Commerce and the U.S. Federal Government on R&D design, technology transfer, and public-private partnerships. She also acted as a senior strategic advisor to various government working groups and advisory committees on climate security, climate macroeconomics, climate intervention, weather and ocean technology, space commerce sustainability, and water, including the Water Subcabinet.
Previously, Dr. Kapnick was a Senior Climate Scientist and Sustainability Strategist for J.P. Morgan’s Asset & Wealth Management division, where she produced thought leadership on climate and environmental issues and advised clients.
Dr. Kapnick has also served as Deputy Division Leader and Research Physical Scientist at the Geophysical Fluid Dynamics Laboratory (GFDL), NOAA, where she led R&D efforts in seasonal to decadal variability and predictability and collaborated with various U.S. states and agencies on climate change and infrastructure planning. Her earlier roles include Research Physical Scientist at GFDL, Visiting Researcher at the University of Hamburg and Max-Planck Institute for Meteorology, and NSF Postdoctoral Research Fellow at Princeton University.
Dr. Kapnick earned a Ph.D. in Atmospheric and Oceanic Sciences and a Leaders in Sustainability Certificate from the University of California, Los Angeles (UCLA), as well as an A.B. in Mathematics with a certificate in Finance from Princeton University. She presently serves on the nonprofit boards of Climate Central and the Woods Hole Oceanagraphic Institution. Additionally, she serves on the scientific advisory panels for the World Meteorological Organization and Food Security Leadership Council.
-
Seila Mosquera-Bruno was appointed the Commissioner of Housing by Governor Ned Lamont in 2019 and re-appointed for his second term in 2023. As Commissioner, Seila leads the state agency responsible for all affordable housing matters including development, preservation, and homeless prevention and support for the State of Connecticut. The Dept of Housing administers more than $200 million for homeless and emergency support services annually and more than $800 million for development and preservation.
Under Seila’s tenure, the Dept. of Housing has completed construction on 13,000 units of housing since 2019 with 6,400 currently under construction; administered $600MM in COVID emergency relief funds; created a COVID emergency rent relief program; redesigned congregate emergency shelters with the use of hotels and the creation of micro units; reimagined the homeless shelter experience by adding on-site wrap around services and recently created regional “HUBS” across the state to serve as walk-in access points for residents needing emergency support services.
In 2024, Governor Lamont Appointed the Commissioner as Chair of the newly established Connecticut Interagency Council on Homelessness, a panel of agency leaders tasked with strengthening the state’s homelessness prevention and response efforts.
In the last three years, Seila has been responsible for creating two signature programs to accelerate development and homeownership: Time To Own, the state’s first down payment assistance loan program for first time homebuyers. Since its launch in late 2022 over 6,000 Connecticut residents have become homeowners with an average age of 34 and annual income of $70,000.
The second, Build for CT a workforce specific, gap financing program for developers building market-rate housing, launched as a direct response to rising costs from supply chains and inflation. The state’s investment secures a minimum of 20% high-quality affordable units within the existing development plans. Since late 2023, the program has generated more than 1,900 new units with over 500 set aside for middle-income residents.
Seila is the Board Chair for the Connecticut Housing Finance Authority (CHFA), the state’s quasi-public organization dedicated to financing the production and preservation of affordable housing.
Her participation in community service is extensive. She currently serves as Vice President of the CT Municipal Development Authority, a board member for the Capital Region Development Authority, and a board member of the Council of State Community Development Agencies (COSCDA).
Previously she served on the board for Connecticut Legal Rights, the Federal Home Loan Bank of Boston, Santander Bank, Connecticut Housing Coalition, the National NeighborWorks Association and the National Real Estate Development Advisory Council of NeighborWorks America and a member of the Home Connecticut Steering Committee.
As an affordable housing developer herself for more than 20 years in Connecticut, Seila has developed partnerships with financial institutions, service providers, advocates, and nonprofits, municipal leaders, government officials, private developers, architects, and thought leaders in the housing space.
Prior to her appointment, Seila was the President and Chief Executive Officer of NeighborWorks New Horizons (NWNH) a non-profit organization dedicated to providing affordable housing opportunities and neighborhood revitalization. After joining NWNH in 1994, Seila served in many different capacities and became the Executive Director in 2003. Under her leadership, the organization expanded operations beyond New Haven County to New London and Fairfield Counties, managed 38 employees and $100 million in Assets.
Seila holds a master’s degree in urban studies from Southern Connecticut State University, a B.A. in Business Administration from Charter Oak College, and a fellow of Harvard University’s John F. Kennedy School of Government. She is also a frequent guest lecturer on housing policy at Yale and NYU.
Seila received the Forty under 40 Award from New Haven Business Times; the Housing Good Egg Award and was recognized as a Rising Star by Business New Haven. Seila was inducted into the Gateway Community College Foundation’s Hall of Fame for her exceptional contributions to the community. She was named one of the 50 most influential Latinos in Connecticut recognized by Latinos United for Professional Advancements (LUPA) and a Mujer Imparable recognition in 2025.
Seila is fully bilingual, a native of Ecuador and has lived with her husband and two daughters in Connecticut for more than 30 years. -
Joseph is responsible for leading Nuveen’s insurance asset management efforts in the U.S., Canada and Latin America. He works with Nuveen’s global distribution teams to help implement a globally coordinated, but locally executed, approach to insurance. He also works closely with Nuveen’s Responsible Investing team as the firm collectively engages with insurance companies on various ESG integration and impact investment topics and assists them as they navigate their bespoke sustainability journeys. Most recently, Joseph was a Managing Director and Head of North America Insurance Distribution at Allianz Global Investors. Prior to that, Joseph was with Aberdeen Standard Investments for over 11 years where he was responsible for business development across insurance general account, defined benefit, defined contribution and corporate balance sheet assets. He has previously held positions at Nationwide Funds, BlackRock and Cambridge Associates. Joe graduated with a B.A. in Economics from Ursinus College in Pennsylvania. He is a Certified Investment Management Analyst (CIMA®) professional and has completed the CFA's Certificate in ESG Investing program.
-
Panel One
Managing the Economic & Social Risks of Climate Change
Climate change is increasing financial instability in insurance markets. This panel will focus on highlighting the urgency of these issues to state legislators, communities and policyholders. The discussion will center on the role of insurance regulators and policymakers in helping communities balance the economic pressures of climate risk on insureds, their property, health, and lives, while identifying methods to mitigate the impact of severe weather on these critical areas.
11:30 a.m.
YOUR SPEAKERS
-
Amy Bach has been a professional advocate for insurance policyholders since 1984 and an attorney since 1989. While practicing insurance regulatory law and representing clients in litigation matters, she co-founded United Policyholders in 1991. Bach migrated from the private practice of law in 2005 to become the organization’s full-time Executive Director and primary spokesperson; shaping and overseeing the Roadmap to Recovery™, Roadmap to Preparedness, and Advocacy and Action programs. She is a nationally-recognized expert on insurance claim and legal matters; frequently interviewed in print and broadcast media, and the author of numerous legal and consumer publications including “The Disaster Recovery Handbook,” “WISE UP: The Savvy Consumer’s Guide to Buying Insurance,” and tips and guides in the UP Claim Help Library. Recognized by Money Magazine as a Money Hero, Bach has served as an official consumer representative to the National Association of Insurance Commissioners since 2009 and is in her second term as an appointed member of the Federal Advisory Committee on Insurance. She also currently serves on the American Bar Association’s Standing Committee on Disaster Preparedness and Response.
-
Bryan Garcia is the president and CEO of the Connecticut Green Bank – the nation’s first state-level green bank. The “green bank model” is demonstrating how smarter use of public resources can attract more private investment in the green economy – reducing energy burden on families and businesses, creating jobs in local communities, increasing the deployment of clean and resilient energy, improving public health, and confronting climate change. With its message of “Inclusive Prosperity,” the Green Bank won the “Innovations in American Government Award” in 2017 by the Harvard Kennedy School’s Ash Center for Democratic Governance and Innovation. And through its design of retail accessible Green Liberty Bonds, modeled after the War Bonds of the 1940’s, the Green Bank won the “Innovative Financing” category from The Bond Buyer in 2020.
Before joining the Green Bank, Garcia was program director for the Yale Center for Business and the Environment. At Yale, Garcia led efforts to develop a leading global program responsible for preparing environmental leaders for business and society. Prior to Yale, he served as Connecticut’s Climate Change Coordinator where he supported the Governor’s Steering Committee on Climate Change. Early in his career, he was a U.S. Peace Corps Volunteer specializing in NGO capacity building and environmental education in the Republic of Kazakhstan.
He holds a BS degree in political economy of natural resources from Berkeley, MPA in public and non-profit administration from NYU Wagner, MBA in finance from NYU Stern, and an MEM degree from the Yale School of the Environment.
In addition to his professional responsibilities, Bryan serves on the Yale School of the Environment Leadership Council. He is on the Board of Directors of the Energy Foundation, Coalition for Green Capital, and Center for Sustainable Energy.
Bryan lives in Cromwell with his husband, Paul Schneider.
-
Bhavna Agnihotri is a strategic and proactive executive with 20 years of progressive experience across top-tier law firms, global insurers, and state regulatory leadership. She brings deep expertise in insurance, corporate governance, regulatory compliance, securities, M&A, and risk management across global platforms. She is recognized as a strategic thinker who drives change and builds collaborative solutions to advance organizational priorities.
Appointed by the Governor of New York in 2024, Bhavna most recently served as Executive Deputy Superintendent and Head of the Insurance Division at the New York State Department of Financial Services, where she oversaw a team of 600 people regulating more than 2,000 property & casualty, life, and health insurers. Prior to her regulatory leadership, she held senior in-house legal positions at Swiss Re and AIG, advising on complex transactions and regulatory matters across the P&C, life, and health sectors. She began her career in private practice at Willkie Farr & Gallagher, counseling clients on high-value corporate and insurance matters.
An active leader in DEI and pro bono initiatives, Bhavna created the Swiss Re Pro Bono Program, co-led IMPACT, an Americas-wide diversity ERG, and served as Business Advisor to the AIG NY Black & Allies Group. She has also spearheaded numerous pro bono clinics and contributed to law firm diversity committees.
Bhavna’s academic background includes studies at Harvard Law School, UC Berkeley School of Law, Boston University, and Oxford University.
-
Eric M. Nelson is Senior Vice President of Enterprise Catastrophe Risk Management for Travelers, and a member of Travelers Operating Committee. Mr. Nelson coordinates the evaluation of risk and partners with business units to develop underwriting strategies related to catastrophes. In conjunction with his role at Travelers, he has held the role of Chairman of the Board of Directors for the Insurance Institute for Business & Home Safety (IBHS) and currently serves on the IBHS Board of Directors.
In addition to his enterprise responsibilities, Mr. Nelson is an industry leader in advocating for coastal mitigation & adaptation strategies. Mr. Nelson has testified before Congress representing the BuildStrong coalition. The Travelers coastal mitigation plans have been featured in the Wall Street Journal, A.M. Best Magazine, Rough Notes, the Sun Herald and more than 50 additional publications.
-
Convinced the continuing cycle of human suffering that strikes families and communities following severe weather can be broken, Roy Wright leads a team of scientists and risk communicators who deliver strategies for safer and stronger homes and businesses.
For two decades, Roy has served in roles that put him on the ground in the immediate aftermath of weather-driven and climate-related disasters, walking through damaged homes with survivors and leading the charge for survivable homes and businesses, stronger construction, more effective resilience efforts, and better building codes.
A property insurance and disaster resiliency expert, and a former Federal Emergency Management Agency (FEMA) official, Roy joined the Insurance Institute for Business & Home Safety (IBHS) in 2018.
IBHS delivers top-tier science and translates it into action to prevent avoidable suffering, strengthen our homes and businesses, inform the insurance industry, and support thriving communities. Roy’s team uses a unique, state-of-the-art research facility to conduct realistic re-creations of severe weather hazards on full-scale structures.
Prior to IBHS, Roy served at FEMA as the chief executive of the National Flood Insurance Program, led the agency’s Federal Insurance and Mitigation Administration, and directed resilience programs addressing earthquake, fire, flood, and wind risks.
A native of California, Roy earned a bachelor’s degree in political science from Azusa Pacific University and a Master of Public Administration from The George Washington University.
-
Frank Paul Tomasello, J.D., is Executive Director of The Institutes Griffith Insurance Education Foundation (“The Institutes Griffith Foundation”), a 501(c)(3) non-profit, non-advocative organization that provides objective and non-partisan insurance education to public policymakers. He oversees the work of this affiliate of The Institutes and is responsible for advancing strategic plans, serving as a liaison to the Board of Directors and Advisory Council, and interacting with both internal and external stakeholders to further The Institutes Griffith Foundation’s mission.
Tomasello previously served The Institutes Griffith Foundation as Program Director for Public Policymaker Education, introducing curricular enhancements, developing collaborative relationships, and advancing flexible learning methods to meet the needs of public policymakers. Under his direction, annual program production tripled and annual program attendance figures grew more than sevenfold.
Prior to joining The Institutes Griffith Foundation in 2014, he held leadership roles at the American Law Institute-American Bar Association Committee on Continuing Professional Education (now known as ALI-CLE), a non-profit organization dedicated to educating lawyers.
Tomasello was educated at Duquesne University School of Law. There he served as a member of the Duquesne Law Review and received the “CALI Excellence for The Future Award” for his achievements in the study of advanced legal research and writing. He practiced law in his native Pittsburgh before transitioning to a career in the non-profit realm.
Tomasello lives in suburban Philadelphia with his wife.
Lightning
Session
Severe Weather Mitigation & Resiliency Advisory Council Updates
Formed in October 2024, the multi-disciplinary Severe Weather Mitigation & Resiliency Advisory Council was established to develop and recommend a statewide risk mitigation and resiliency program aimed at helping Connecticut homes and small businesses better withstand the impacts of severe weather. In this lightning panel, Council members will provide a high-level update on recent progress, including subgroup activities, emerging insights, and next steps in advancing community resilience across the state.
12:35 p.m.
YOUR SPEAKERS
-
Rob Hotaling is the deputy advisor for Infrastructure and Federal Funds the Connecticut Department of Revenue Services (DRS) where he co-leads a cross-agency Federal Funds Team CTBILT/CTFFT to help the state, municipalities, businesses, nonprofits, and academia navigate federal funding opportunities. Previously, he served as Deputy Commissioner and Chief Investment Officer at Connecticut Department of Economic and Community Development (DECD) where he was instrumental in overseeing federal programs, community development, brownfield remediation, finance and administration, strategic planning, public-private partnerships, and economic modeling. His efforts have significantly contributed to Connecticut's economic landscape and helped maximize the return on the state’s investments by ensuring that public spending catalyzes private activity.
Before joining the State of Connecticut, Hotaling was Senior Managing Director of Enterprise Engineering, and Head of Digital Delivery at Webster Bank / Sterling National Bank. His background includes Founder & CEO at Verbi; Executive Vice President of Cloud & Mobile at Kitchen Brains; Director of Mobile Solutions at Walker Digital; IT Solution and Mobile Application Architect & Managing Consultant at IBM Global Business Services; and Chief Technology Officer at Supply Insight.
He holds a BS degree in electrical engineering, and a master's degree in community service from the University of Connecticut, and professional certifications in Innovation & Entrepreneurship, and Leadership & Strategy Implementation, from Stanford University’s Graduate School of Business and School of Engineering. His career spans significant roles in technology and finance, offering a rich blend of private-sector innovation and public-service acumen.
In addition to his professional responsibilities, Rob has served on numerous boards and councils including Connecticut Innovations, Connecticut Green Bank, Connecticut Port Authority and more.
Rob lives in Cheshire with his wife, Luz Perez-Hotaling, and 4 kids.
-
Sonja Larkin-Thorne retired as Vice President of Government AƯairs for The Hartford with over 40 years of experience in the insurance business. She managed The Hartford’s regulatory and legislative activities in 14 states and provided counsel on underwriting practices, market conduct examinations, urban issues, consumer complaints, use of insurance credit score, guaranty funds, solvency issues, natural disasters, big data and financial services legislation.
Sonja represented The Hartford at the National Association of Insurance Commissioners (NAIC) and served as a member of the Property Casualty Insurance Guaranty Fund Boards in Arizona, District of Columbia, Maine and Connecticut. She was elected vicechair of the National Conference of Insurance Guaranty Funds. Her work with the NAIC included, vice-chair of the NAIC’s System for Electronic Rate and Form Filing (SERFF) Board of Directors, representing the Property & Casualty Insurance Industry on the NAIC Improvements to State-Based Systems Subgroup.
Prior to joining The Hartford in 1990, she served as Senior Consultant on Insurance to former California Assembly Speaker Willie L. Brown, Jr. and Special Assistant on Insurance to the late Senator Teresa P. Hughes and Director of Legislative AƯairs for the Association of California Insurance Companies. Sonja started her insurance career with Allstate Insurance Company.
In 2020 Sonja was appointed to the State of Connecticut Insurance Department Advisory Council on Technology and chaired the Consumer Data subcommittee.
Sonja began her consumer work after retiring from The Hartford, The National Association of Insurance Commissioners appointed her a member of the NAIC Consumer Board of Trustees and a Funded Consumer Representative. The International Association of Insurance Supervisors (IAIS) Executive Committee appointed her to the newly created IAIS Consumer Observer position.
Sonja’s expertise in insurance issues impacting consumers is extensive, she is a sought-after speaker and team leader. The U.S. House Committee on Financial Services invited her to testify at their hearing “Divers of Discrimination: An Examination of Unfair Premiums, Practices, and Policies in the Auto Insurance Industry” (Washington D.C)
Sonja is a graduate of The University of Connecticut School of Business Administration, Business Mastery Program, The ITT Executive Development Institute at Duke University’s Fuqua School of Business, Professional Insurance Agent’s Insurance School and attended California State University, Los Angels.
Lunch
12:50 p.m.
Panel Two
Climate Risk Compliance & Technical Resilience
As climate risks grow, so do expectations for how insurers measure, manage, and report them. As disclosure requirements evolve, insurers must adapt their risk assessments, reporting, and compliance strategies. This panel will explore what regulators are looking for in climate-related financial disclosures, best practices for meeting those expectations, and the role of emerging climate modeling technologies in supporting more informed decision-making.
2:00 p.m.
YOUR SPEAKERS
-
Elizabeth (Beth) Kelleher Dwyer was named as the Director of the Department of Business Regulation (DBR) in May 2023 under Governor Dan McKee. In addition to her role as Superintendent of Financial Services where she oversees the regulation and enforcement of Insurance, Banking and Securities, she now also oversees The State Fire Marshal’s office (including the Bomb Squad), The State Building Office, Gaming and Athletics and a wide variety of professional licenses.
Beth has been employed by the Rhode Island Department of Business Regulation for over twenty years, first as General Counsel to the Insurance Division, then as Associate and Deputy Director, responsible for Banking, Insurance and Securities. In that time, she has championed both the rights of consumers and streamlining operations to provide efficiencies to businesses that operate in Rhode Island. Ms. Dwyer is a past president of the Rhode Island Women's Bar Association. She was awarded the 2010 Rhode Island Attorney General's Justice Award for Consumer Protection. She completed the Senior Executives in State and Local Government Program at Harvard University, John F. Kennedy School of Government Executive Education.
Beth is a member of the National Association of Insurance Commissioners (NAIC) and has served as chair and vice chair of various committees, task forces and working groups. In 2022, she was appointed as the NAIC representative to the U.S. Department of Treasury’s Financial Stability Oversight Counsel (FSOC). In December 2023 at the Fall National Meeting, Members of the NAIC elected Beth to be the incoming Secretary-Treasurer. Currently she is serving as Vice-President of the NAIC.
Beth has lived in Rhode Island for most of her life and is a graduate of Providence College and Pepperdine University School of Law. She holds the designations of Chartered Property and Casualty Underwriter (CPCU) from The Institutes, Chartered Life Underwriter (CLU) from The American College and Senior Professional in Insurance Regulation (SPIR) from the National Association of Insurance Commissioners (NAIC). She was admitted to practice law in California, Rhode Island, Massachusetts and various Federal Courts in California and Rhode Island.
-
Jaclyn de Medicci Bruneau joined Ceres in 2023 as the Director of Insurance for the Ceres Accelerator for Sustainable Capital Markets. Before joining Ceres, Jaclyn had over a decade of experience in the insurance field, holding positions in both governmental regulatory and industry capacities. Jaclyn has served as Chief of the Property and Casualty Division- Bureau of Market Regulations under the Wisconsin Office of the Commissioner of Insurance and as the Director of Regulatory Affairs for the Wisconsin Compensation Rating Bureau for directed worker's compensation insurance, and as Program Administrator for the Wisconsin Automobile Insurance Plan. She has also managed personal lines products in high-risk wildfire states with focus on catastrophe management from the industry side. Jaclyn holds a PhD in Archaeology from the University of Wisconsin.
-
Jeff Waters joined Moody’s RMS in 2011 and is based in Bethlehem, PA. As part of the Product Management team, he is responsible for product management of the Moody’s RMS North Atlantic Hurricane Models and the Moody’s HWind event response product suite.
Jeff provides technical expertise and support regarding Moody’s RMS North Atlantic Hurricane model solutions and HWind, and their applications throughout the (re)insurance industry. He also generates product requirements for future updates and releases, and helps develop the overall product strategy, messaging, thought leadership, and collateral to ensure its commercial and technical success.
Waters’ background is meteorology and atmospheric science with a focus in tropical meteorology and climatology. Jeff holds a B.S. in Geography/Meteorology from Ohio University (’09), and a M.S. in Meteorology from Penn State University (’11). He is a member of the American Meteorological Society, the International Society of Catastrophe Managers, and the U.S. Reinsurance Under 40s Group, Inc. He has earned both CCRA and CCRMP designations, and serves as the Moody’s representative on the Consortium for Enhancing Resilience and Catastrophe Modeling (CERCat), and the Insurance Institute for Business and Home Safety (IBHS) Residential Committee.
-
Dr. Julia Borman is the assistant vice president of the Regulatory and Rating Client Services team on the extreme event solutions team at Verisk. Julia is responsible for ensuring compliance with all regulatory and market requirements of Verisk’s catastrophe models. She and the members of her group assist clients in working with regulators and rating agencies on a variety of projects, including data calls, utilizing modeling in rating plans, and stress tests for climate change. Before taking her current position, Julia worked as a senior scientist focused on developing Verisk’s extreme event models for agriculture; her primary function was model manager of Verisk’s U.S. Multiple Peril Crop Insurance model. She has worked for Verisk since 2014. Julia holds a PhD and master’s degree in economics from North Carolina State University and a bachelor of arts in economics and mathematics from St. Mary’s College of Maryland.
-
Jeff Johnston is an insurance association executive with more than 25 years of leadership experience at the intersection of insurance regulation, finance, and public policy. As the NAIC’s Chief Regulatory Affairs Officer, he leads a staff of 160 financial, actuarial, research, and regulatory support professionals across the organization’s Kansas City and New York offices, providing strategic direction and technical support on key state, federal, and international insurance issues.
An advisor to state insurance regulators, Mr. Johnston is actively engaged in advancing strategic regulatory priorities related to property and casualty insurance, climate risk and resilience, market conduct, financial solvency, and NAIC Accreditation. He also plays an active role in shaping engagement with the International Association of Insurance Supervisors (IAIS) and the Federal Insurance Office (FIO).
Previously, Mr. Johnston served as the NAIC’s Chief Financial Officer, and as President of a national insurance regulatory consulting firm. He is a Certified Association Executive (CAE) with a B.S. in Finance from Emporia State University, and is recognized for his expertise in governance, association management, and the financial regulatory oversight of complex insurance groups.
Panel Three
The Health Impacts of Climate Change & Insurance Solutions
Climate change is intensifying health risks, from heat-related illnesses and poor air quality to food insecurity and the spread of infectious diseases. This panel will examine how the insurance industry can respond by adapting to health policies, improving risk modeling, and supporting public health resilience efforts to protect vulnerable populations.
3:00 p.m.
YOUR SPEAKERS
-
Marie Grant was appointed Maryland Insurance Commissioner by Governor Wes Moore, effective October 1, 2024. Marie believes access to quality insurance products for Marylanders is critical to making Maryland more competitive, safer, and more affordable.
Marie is an attorney and state and federal policy expert with nearly 20 years of experience in policy, strategy, and regulation in both the public and private sector, mainly in the fields of insurance and health care payment. Her previous roles include Assistant Secretary for Health Policy at the Maryland Department of Health and Vice President of Public Policy at CareFirst BlueCross BlueShield.
Marie started her career at the Maryland Department of Legislative Services as non-partisan committee counsel to the House Health and Government Operations Committee and the Senate Finance Committee where she advised the committee on health, life, and malpractice insurance legislation, as well as consumer protection.
Marie received her B.A. in public health from the Johns Hopkins University and her J.D. from Georgetown University Law Center. She lives in Catonsville with her husband and family.
-
David Rabinowitz, Principal, Deloitte. David serves as Deloitte's health care sustainability leader for the US and is also focused on building Deloitte's health care sustainability efforts globally. With experience across all aspects of the life sciences and health care ecosystem, including public health, he works closely with executives and Boards to advance health outcomes for all. David is also deeply involved in shaping Deloitte's research agenda on a range of topics, including health access and outcomes, the drivers of health, mental and behavioral health, social impact measurement, and other related topics. He helped found and launch Deloitte's Health Institutes. David is also responsible for Deloitte's relationship with the World Economic Forum's Health For All initiative and Deloitte's sustainably related efforts with the International Hospital Federation.
-
Jennifer Wang is a dedicated leader in climate change and health, with over 16 years of experience working at the intersection of research, policy, community engagement, and communication. As Executive Director of the Yale Center on Climate Change and Health, she is responsible for overall leadership of the Center in collaboration with the Faculty Director; leadership and growth of the Center's public health practice and policy activities; and co-instruction of the Clinic in Climate Justice, Law, and Public Health. She seeks to nurture and leverage the talents of the Center's team -- and the broader YSPH/Yale community -- to elevate the Center’s impact in addressing one of the greatest public health challenges of the 21st century.
Jen came to Yale after seven years at Health Care Without Harm, an international nonprofit working to reduce health care’s environmental footprint. There, she was initially Global Coordinator (eventually Director) of the Healthy Energy Initiative, working with partners in India, China, South Africa, the Philippines, Australia, and Europe to mobilize and train health professionals and health organizations to advocate for coal phase-out, clean air, and a healthy climate. Then, as Associate Director of the International Climate Program, she managed a dynamic team spanning six continents to scale climate-smart health care through mitigation, resilience, and policy advocacy.
Jen’s previous experience includes program development at interdisciplinary centers at the University of Connecticut and UC Berkeley; teaching assistantships in environmental justice and environmental health sciences at UC Berkeley; green building and sustainability consulting at the Delta Institute in Chicago; and nanomaterials research with environmental and health applications at Rice University and the National Renewable Energy Laboratory.
Jen holds a Master of Science in Global Health and Environment from UC Berkeley and a Bachelor of Science in Chemistry from Rice University. She currently serves as Vice Chair in her second elected term on her local legislative body, where she champions policies to address climate change, affordable housing, public health, and community wellbeing.
-
Adam L. Seidner, MD, MPH is the Chief Medical Officer at The Hartford and leads The Hartford's efforts in medical innovation, training and programs. Previously, Seidner was global medical director for Travelers Insurance, where he was responsible for medical policy development, quality assurance and improvement, and worksite health promotion. Prior to joining Travelers, he was the owner and chief health advisor at Medical Meetinghouse. Seidner earned a Doctor of Medicine degree from SUNY Health Science Center, a Master's degree in Public Health from the University of Connecticut and an A.B. in Anthropology from Hamilton College. He is board certified by the American Board of Family Practice and the Board of Preventive Medicine: Occupational and Environmental Medicine.
-
Manisha Juthani, MD, is the Commissioner of the Connecticut Department of Public Health (DPH).
She is the first Indian American to serve as a commissioner in the State of Connecticut. She served as professor of medicine at Yale School of Medicine through September 2024 and currently serves as an adjunct professor of medicine. She served as Director of the Infectious Diseases Fellowship Program from 2012 to 2021. Juthani received her B.A. from the University of Pennsylvania and M.D. from Cornell University Medical College, completed Internal Medicine residency training at New York-Presbyterian Hospital/Weill Cornell campus, and served as chief resident at Memorial-Sloan Kettering Cancer Center. She came to Connecticut in 2002 as an Infectious Diseases fellow at Yale School of Medicine.
During the COVID-19 pandemic, Juthani was a leader in the COVID response at Yale which led to her appointment as Commissioner of CT DPH in 2021. In the early days of the pandemic, she was a voice to help educate the public in both local and national media outlets, a role she was able to expand in her role as Commissioner. Upon joining CT DPH, she helped guide Connecticut out of the pandemic and worked to revitalize areas of public health, such as gun violence, maternal health, opioid use, and sexually transmitted diseases, that were exacerbated during the pandemic.
As she continues in her role as DPH Commissioner, Juthani has shifted her core vision to “Preserve and Protect Core Public Health Principles and Services.” As Connecticut is presented with new public health challenges, she remains committed to preserving public health achievements made over the years, including improvements in regulatory oversight in healthcare, drinking water, and environmental health which includes food safety. It is more important than ever to highlight the importance of vaccines, control of infectious diseases, road safety, and healthier mothers and babies. Clear, accurate communication about public health risks is vital to her mission. She continues to advocate for health as a human right which is the core vision of CT DPH.
Lightning
Session
4:05 p.m.
Insurance Insights Report
YOUR SPEAKERS
Scott Hawkins, Managing Director, Head of Insurance Research at Conning
Panel Four
Innovative Insurance Solutions for Climate Resilience
The insurance industry is at the forefront of developing solutions to mitigate climate risk. This panel will focus on innovative insurance products, nature-based solutions, and financial incentives for climate-friendly practices.
4:25 p.m.
YOUR SPEAKERS
-
Peter Brickwedde is Senior Director of Insurance Sustainability and Climate at the Minnesota Department of Commerce. Peter joined the Commerce Department in 2011 and previously served as an Assistant Commissioner and Director of Government Affairs at the agency. Peter’s work centers on sustainable access to affordable and usable insurance products that keep Minnesotans’ homes safe and healthy. Prior to joining the Commerce Department, Peter served as a Committee Legislative Assistant in the Minnesota Senate. He is a graduate of the University of Minnesota with a Bachelor of Arts in Political Science and was a 2015-2016 Policy Fellow at the University of Minnesota Humphrey School of Public Affairs. Peter lives in Minneapolis with his family.
-
Mr. William “Brock” Long, former Administrator of the Federal Emergency Management Agency (FEMA), and Hagerty Consulting’s Executive Chairman has more than 25 years of experience assisting and supporting local, state, and federal governments to build robust emergency management and public health preparedness programs nationwide. He specializes in strategic planning, Homeland Security Exercise and Evaluation Program (HSEEP) exercises, evacuation, public safety, recovery management, and response logistics. Mr. Long provides strategic direction and leadership to Hagerty’s full complement of emergency management programs and professionals. He offers subject matter expertise for select projects and contributes to the growing body of knowledge in the emergency management community.
-
Marcus Schmalbach, PhD is the CEO of RYSKEX Inc., a US-based company pioneering parametric insurance solutions for emerging and climate-related risks. With a background in financial markets and artificial intelligence, he is widely recognized as a thought leader at the intersection of insurance innovation, alternative risk transfer, and blockchain-based financial infrastructure.
Marcus serves as Professor for Artificial Intelligence in Finance, Insurance and Risk Transfer and has worked closely with regulators in Connecticut to establish the first blockchain-powered parametric captive using carbon credits as collateral. He is a frequent speaker at global industry conferences and was recently profiled in Chaos Kings (Wall Street Journal bestseller) for his role in building next-generation risk transfer platforms.
-
Raghuveer Vinukollu is a Senior Vice President (Climate Resilience and Solutions Lead) at Munich Reinsurance America, Inc. (“Munich Re”) based in Princeton, New Jersey. He is a member of the Strategic Products team and also a core member of the Nat Cat Solutions group focusing on development of innovative products designed to cover various natural catastrophe exposures.
Prior to joining Munich Re, Raghuveer worked at Swiss Re where he began his reinsurance career as a Natural Hazard specialist, developing probalistic models for Flood and Storm Surge perils. He later transitioned to the Facultative Programs unit as a Property Reinsurance Underwriter.
Raghuveer has a PhD in land surface hydrology from Princeton University and has often expressed his thoughts on the impact of flooding on personal property and local businesses. He is a passionate advocate for climate adaptation and resiliency with emphasis on the role of insurance and public private partnerships in building resilient communities. Raghuveer is also one of the members of the California Climate Insurance Working Group.
-
Craig Weber is head of insurance strategy for Cognizant. He leads a team responsible for Cognizant’s insurance offerings, and frequently speaks and publishes on technology topics.
His long-term “passion project” is helping industry players and insurance consumers understand the immense value the industry delivers to society. In support of this goal, Craig has spent his career advocating for holistic modernization approaches that allow the industry to prosper and evolve.
Prior to Cognizant, Craig was CEO of Celent, a well-known analyst firm focused in financial services technology. In that role, he not only led the firm but also served as one of its principal insurance analysts and thought leaders. As an analyst, Craig authored dozens of reports and articles on core systems, modernization, operations, and the evolution of customer experience.
He began his career as a management consultant working for a Boston-based life and annuity carrier. He currently lives in Helotes, TX.
Closing
Remarks
5:25 p.m.
Reception
5:30 p.m.
What is Insuring the Future?
The Connecticut Insurance Department (CID) and CT Insurance & Financial Services (CT IFS) are co-hosting the second annual Insuring the Future summit. This event brings together regulators, government leaders, and industry experts to share insights and strategies focused on climate risk, innovation, and the future of insurance.
This year’s program includes in-depth discussions on financing resilient communities, addressing the economic and health impacts of climate change, and the evolution of regulatory standards for climate risk disclosure, materiality assessments, and the utilization of catastrophe models.
Attendees will hear from experts across several sectors including housing, healthcare, reinsurance, and risk modeling, highlighting practical solutions, cross-sector partnerships, and innovations that help protect people, property, and communities.
How can we help?
Please fill out this form and our team will get back you shortly.